Wednesday, May 11, 2011

Job

Have been given the luxury of staying home with the kids after a bad break up with my previous job, searching for a new job is somewhat overwhelming.

While i would like to stay home For the next 2 to 3 years while Danny grows old enough to go to kindergarten, I am just bored out of my mind! Being a house mom is mind numbingly boring. It is the same thing nearly everyday, clean, organize, mediate, hope something's on tv or there is a new article to read, maybe listen to talk radio, and run shopping errands. Over and over again. Okay so I could call some friends, except they area all working mothers, mostly single so they don't have the "opportunity" to stay home. You might say go find a activity to do with the kids during the day, and I would be forced to remind you that our current family income is less than 20k, so anything that routinely cost more then $5.00 a week is a big strain on the balancing act.

A job. So soon my husband will be returning to school to work on a bachelors in biomedical engineering, which means a full time job for him is out. I could get a part time job, but they just don't seem to offer what I am looking for. All the part time Jobs seem to be at fast food restaurants, or retail mall locations, and as one would guess don't offer health insurance. They also seem to offer only minimum wage, which would actually be a hinderance instead of an improvement in our financial situation.

Fine print to explain that to you: my husband is a US Marine Corps Veteran who will be utilizing his Montgomery GI Bill. Regardless of whether he uses that money to pay the actual tuition or uses it for living expenses, the State of Arizona will see that amount as income and reduce benefits both food stamps, and health care. I really am not concerned about the food stamps, there are other affordable ways to find food to feed a family. I am terrified of a job and GI Bill benefits totaling just enough to cancel our access to public health insurance.

If you have been blessed enough in your life to never have needed an single entitlement program for the poor in your life, then this may not make much sense. After all the Montgomery GI bill is supposed to go directly to covering books and tuition, so why should that effect a families ability to receive healthcare coverage? All I can say is they also see any pell grants and student loans you receive as income that increases your income, thus creating the likelihood that your new "income" will put you over the federal poverty line. Once you are over the poverty line, employer health insurance or not, the government doesn't care. This also explains why so many users of the system never get off the system, there is no middle ground, no here buy health insurance at an affordable rate or you can keep your awful public health insurance if you pick up the bill. No you are left to try and find your own full coverage health insurance and if you are working part time fat chance you will actually be able to afford that, let alone a co-pay for medicine and doctors visit.

So knowing that, a part time job without health insurance just won't do. That leaves full-time employment and if you haven't searched for a job lately you might be surprised to learn that the majority of jobs are not offering health insurance, let all own 401k, tuition reimbursement, short-term disability insurance, long-term disability or even 2weeks paid vacation. All of those facts are frightening, especially since the jobs that are not offering these middle class requirements are also not offering enough cash to purchase one let alone all of them.

Add to this I am very weary of any job that is in a call center and finding a job seems just plain overwhelmingly impossible. To make it just that much more challenging, i am nearly certain that I don't want an office job where I am stuck at desk all day doing the exact same thing. Nothing is more challenging to ADHD then doing the same repetitive task and having little to no opportunity to change scenery or work your way up or horizontally to a better position.

Given the bleak job prospects for everyone in general the idea that I desire to have a job that complements my strengths and minimizes my weaknesses might seem upsurd. I just wonder why not have a job you actually like, and want to succeed at everyday that also provides your family with the necessities to maintain financial prosperity?

Job requirements if you are wondering:

Health insurance, full coverage

Adequate livable wage, no food stamps necessary

401k, I need to retire someday

Short and long term disability insurance

Vacation and sick time

Tuition reimbursement, just shows you want to keep me long term

Paid training

Variation in tasks and responsibilities

Creativity in the environment

Positive atmosphere

Flexibility!

Opportunity to move up or horizontally should I get bored

A schedule where I still see my family and don't pay all my wages to a childcare provider

Maybe even a little travel, perhaps local sales calls?

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